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Medicaid Planning

Did you know that the average cost of a nursing home in Michigan is more than $8,000 per month?

Long-term care is a tremendous expense. Two out of three families facing a need for nursing home care are at risk of running out of money within the first year. Proper Medicaid planning can protect Michigan seniors’ hard-earned assets from the high cost of care.

At Casterline Law, our experienced Medicaid planning attorneys can show you and your loved one’s legal strategies to obtain assistance from Medicaid without losing your home, life-savings, or retirement funds. It is vital to seek legal advice before transferring your assets. While we can’t predict when a medical crisis will happen, our Michigan attorneys can help you prepare for the unexpected if you or a loved one become incapacitated or need long-term care.

Medicaid Crisis Planning vs. Non-Crisis Medicaid Planning

Medicaid planning in Michigan can vary depending on whether or not your long-term care is urgent. A Medicaid crisis occurs when a person has been admitted to a nursing home immediately and doesn’t qualify for Medicaid. Non-crisis Medicaid planning is for currently healthy people that want to ensure they will have an asset protection plan to protect their life savings if they become incapacitated.

Long-term care planning in advance is the best and most efficient way to plan and saves more of your hard-earned assets that would otherwise be at risk of being spent down on the cost of nursing home care in Michigan. Planning for the future need for long-term care with a Michigan Medicaid lawyer ensures your wishes to protect your assets and beyond are carried out on your behalf if you become incapacitated. If you or a loved one works with a qualified Michigan elder law attorney can implement a Medicaid plan to protect your life savings, home, and other assets you wish to preserve for your loved ones.

At Casterline Law, we can help your family through the complexities of the Michigan Medicaid process and help you protect your home, life savings, retirement funds, and other valuable assets. If you or a loved one is facing a Medicaid crisis, please contact us immediately.

Understanding Michigan Medicaid

In our aging population, a growing number of people are concerned about the high costs of medical and long-term care. These costs can be one of the most outstanding expenses a person faces in their lifetime. Sometimes people need to consider Medicaid as a source of payment for these services. However, Medicaid coverage qualifications can be confusing; and many people are misinformed on the Medicaid process in Michigan.

Medicaid is a Federal and State program, and the rules vary from state to state. If you reside in Michigan and need Medicaid, then Michigan’s Medicaid state rules apply. You can benefit greatly from an expert Medicaid planning attorney who understands Michigan’s specific Medicaid application and process for approval.

Understanding Medicaid Eligibility in Michigan

Michigan’s long-term care costs are skyrocketing; questions about Medicaid are everywhere. Medicaid can be very complicated, and many people misunderstand or are misinformed on Michigan Medicaid rules and regulations. Casterline Law can help separate fact from fiction about what the Medicaid rules are and how you can become eligible for Medicaid benefits in Michigan.

How Do I Become Eligible for Medicaid Benefits?

To receive Medicaid benefits in Michigan, you or a loved one must meet eligibility requirements. To qualify for benefits, you must:

  • Be over the age of 64; or
  • Be pregnant or have a child 18 or under; or
  • Be blind or disabled; or
  • Have a child, parent, or spouse in your household who is blind or disabled.

Without the assistance of Medicaid coverage in Michigan, you or a loved one will be held financially responsible for the monthly care costs. Our St. Clair Shores, Shelby Township, and Novi law firms can help you or a loved one protect your savings from being spent down on the high costs of elderly care in Michigan.


Homemaker Services $54,912 Adult Day Health Care $24,960 Semi-Private Room $107,675
Home Health Aide $57,200 Assisted Living Facility $50,400 Private Room $116,800


Nursing homes and other long-term care costs can quickly deplete a lifetime of hard work. Casterline Law can help navigate the confusing and daunting question of paying for a loved one’s long-term care, whether through savings, insurance, or Medicaid qualification.

In most cases Casterline Law can save 1/2 to all of your assets, even if you are already in a nursing home.

Whether you or a loved one’s long-term care issues are of independent living or a Medicaid crisis, having an experienced and supportive Elder Law attorney on your side is crucial. Casterline Law’s experienced Michigan Elder Law attorneys can work with you to create a plan for Medicaid eligibility and the steps you should take to protect your assets from the cost of long-term care.

Our Michigan Law Offices utilize a comprehensive set of legal and care-based services that serve as a roadmap for you as the caregiver and your loved ones as they face the issues and challenges of growing older. Our team is here to guide you through this Medicaid maze, step by step. We understand the importance of spending time with your loved ones, not be consumed with questions about what to do now.

“You do life. Casterline Law does the planning.”

Casterline Law Offices, PLLC provides clients with personalized attention focused on each individual’s unique needs. Our legal services include Medicaid planning, estate planning, veterans benefits planning, probate, and real estate law for our Southeast Michigan community. Contact our St. Clair Shores, MI office or our satellite offices in Shelby Township or Novi, MI, to discuss your legal matters today.


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